Our Story
A practice built on patience and understanding
Zonivas was founded with one clear intention: to give individuals in Bangkok a calm, unhurried space to explore their financial lives.
Back to HomeWho We Are
The Zonivas story
Zonivas opened its doors in Phaya Thai, Bangkok, with the recognition that most people carry unanswered questions about money — not because they lack intelligence, but because the right kind of conversation has rarely been available to them.
We work with individuals who want to think more clearly about their finances — people who are not looking to be sold a product or handed a complicated strategy, but who want to sit with a knowledgeable person and talk honestly about where they stand.
Our name reflects the quality we aim to bring to every session: the quiet, steady glow of something that illuminates without overwhelming. A glint of clarity in a subject that often feels opaque.
Our Mission
What we stand for
Clarity over complexity
We translate financial concepts into plain language. Jargon disappears the moment you walk through the door.
Respect for pace
Everyone moves through financial topics at a different speed. We follow yours, never rush it.
Education as empowerment
Our role is to expand your understanding, not replace your judgment. You leave better equipped to make your own choices.
Independence
We do not earn commissions or sell financial products. Our only interest is your understanding.
The Team
People you will meet at Zonivas
Nattaporn Prasit
Lead Educator
Over twelve years exploring personal finance education in Southeast Asia. Specialises in retirement income structures and cost clarity sessions.
Siriporn Wattana
Client Relations
Ensures that every person who contacts Zonivas receives a warm, clear, and timely response. First point of contact for all enquiries.
Anuwat Kulchai
Financial Educator
Focuses on recurring cost audits and subscription analysis. Brings a methodical, patient approach that clients consistently find reassuring.
Standards
How we hold ourselves accountable
Quality at Zonivas is not a slogan. It shows up in how we prepare for sessions, how we document conversations, and how we protect the information you share with us.
Strict confidentiality
All session content and personal financial details are treated as fully confidential and are never disclosed to third parties.
Ongoing education
Our educators maintain current knowledge of Thai tax regulations, financial planning frameworks, and retirement considerations relevant to Bangkok residents.
Written documentation
Every session concludes with a written summary delivered to the client, ensuring nothing discussed is lost or misremembered.
No product affiliation
Zonivas does not hold referral arrangements with any financial institution, broker, or insurance provider. Recommendations are never influenced by commercial interests.
Session feedback
Clients are invited to share honest feedback after each service. We use this to refine how we work and ensure each session meets individual needs.
Data protection
Client data is handled in accordance with Thailand's Personal Data Protection Act (PDPA). You retain the right to access, correct, or remove your information at any time.
Our Values in Practice
Zonivas occupies a quiet but meaningful space in Bangkok's financial landscape — one focused entirely on helping individuals see their own situation more clearly. We serve people who are curious, who are cautious, and who simply want to better understand where they stand before making decisions.
Financial education in Thailand has historically been tied to product sales or institutional contexts. Zonivas exists outside that model. Our educators bring deep familiarity with Thai personal finance structures — from bank account options and insurance landscapes to the specifics of retirement income in a Thai context — and translate that knowledge into accessible, jargon-free conversations.
Whether you are curious about where your subscriptions are going, thinking carefully about the decade ahead, or simply want to start a conversation about money without feeling judged — Zonivas offers a setting where that can happen comfortably, at your pace, and in your own terms.
See how we can help you
Reach out with a question or a general enquiry — there is no pressure to commit to anything until you feel comfortable.
Get in Touch